You may have other pensions you’ve lost track of over the years. If that’s the case, use the government’s pension tracing service.
When you apply to take your pension, we’ll ask you about any other pension savings you have. This is to calculate the percentage of your Lifetime Allowance (LTA) you’ve used.
The government intends to remove the Lifetime Allowance from 6 April 2024 but there is still intended to be a tax-free lump sum allowance (across all your pensions) of £268,275. Legislation on this is still in draft form and is currently due to come into force in time for the 2024/25 tax year.