MoneyHelper is here to make your money and pension choices clearer. It provides impartial help, backed by government and is free to use. Whatever your circumstances or plans, online or over the phone, you’ll get clear money and pensions guidance, and pointers to trusted services if you need more support. www.moneyhelper.org.uk
If you lose contact with a former pension scheme or schemes, the tracing service run by the Department of Works and Pensions may be able to help you in contacting the trustees of a previous employers pension scheme if you cannot trace them yourself. The service is available online or you can write or phone Address: Pension Tracing Service, The Pension Service, Tyneview Park, Whitley Road, Newcastle upon Tyne, NE98 1BA Phone: 0845 600 2537
If you are over 50 and have additional voluntary contributions (AVCs) or other defined contribution (or money purchase) pensions elsewhere, Pension Wise offers free, impartial guidance about your options in relation to your AVCs. It can be accessed online, by phone or face to face and it is part of MoneyHelper. www.moneyhelper.org.uk Phone: 0800 138 3944 (8am and 8pm Monday to Friday)
Following the merger of Age Concern and Help the Aged, Age UK is the new national network providing help and care for older people. England: www.ageuk.org.uk Scotland: www.ageuk.org.uk/scotland Wales: www.ageuk.org.uk/cymru Northern Ireland: www.ageuk.org.uk/northern-ireland
Guidance and support on workplace and personal pensions. Check what pensions and financial support you can get, including how tax affects your pension income. www.gov.ukPhone: 0300 200 300 (outside UK: +44 135 535 9022).
Find an independent financial adviser (IFA) authorised and regulated by the FCA. Check their directory. They also have lots of great guidance on how to spot and avoid pensions scams and other financial fraudsters. And what to do if you are targeted. Visit fca.org.uk/consumers
If you want to trace a lost pension, find out your State Pension entitlement or explore how tax and personal allowances affect your pension choices – it’s all here. Visit gov.uk or call 0800 731 0193
Your BTPS pension all in one place. Register to access our member portal. Enjoy a quick and secure way to view your BTPS pension online whenever you want.
For security reasons, your session times out after you’ve been signed in for 10 minutes.
Click continue to stay signed in.